PRPADHAN MANTRI AWAS YOJANA “HOUSING FOR ALL (Urban)” Date extended-31/3/2022

 PRPADHAN MANTRI AWAS YOJANA “HOUSING FOR ALL (Urban)”

“Housing for All” Mission for urban area will be implemented during 2015-2022 and this Mission will provide central assistance to implementing agencies through States and UTs for providing houses to all eligible families/beneficiaries by 2022.

Affordable Housing through Credit Linked Subsidy

The Mission, in order to expand institutional credit flow to the housing needs of urban poor will implement credit linked subsidy component as a demand side intervention. Credit linked subsidy will be provided on home loans taken by eligible urban poor (EWS/LIG) for acquisition, construction of house.

How to ONLINE FORM FILL UP

Under Affordable Housing through Credit Linked Subsidy there are 4 schemes:

1. CLSS – EWS / LIG
2. Revised CLSS – EWS/LIG
3. CLSS (MIG-I)
4. CLSS (MIG-II)

CREDIT LINKED SUBSIDY SCHEME- EWS / LIG

Scheme: Under this scheme credit linked interest subsidy @6.50% for 15 years or actual tenor of the loan, whichever is lower, will be provided to the eligible beneficiaries in EWS/LIG category by the Government of India.

• Applicants belonging to LIG(Low Income Group) & EWS (Economically Weaker Sections) section. The EWS/LIG categories are defined as follows:
• EWS households with an annual income upto Rs. 3.00 lacs
• LIG households with an annual income between Rs. 3.00 lacs to Rs. 6.00 lacs

Scheme: 17th June 2015 to 31st March 2022

• Maximum subsidy of Rs. 2.20 lacs (approx.) is eligible

COVERAGE & ELIGIBILITY

• The ownership of the house should either in the sole name of the female member of the household or joint ownership with the wife. However, this condition will not be made mandatory in cases of construction of house on an existing plot or extension/renovation of existing Kuccha/Semi-pucca house
• The beneficiary family should not own a pucca house (an all-weather dwelling unit) either in his/her name or in the name of any member of his/her family in any part of India
• CHECK YOUR APLICATION TO PMAY SUBSIDY
• 
  
• The carpet area of house under this Scheme should be upto 30 sq. mts. for EWS beneficiaries and upto 60 sq. mts. for LIG beneficiaries
• Credit Linked Subsidy is available for housing loans availed for acquisition/construction of house and repair/extension of Kucha/Semi Pucca house
• Maximum term of loan on which the subsidy will be calculated is 15 years

REVISED CREDIT LINKED SUSBSIDY SCHEME – EWS /LIG

• All the above guidelines of CLSS- EWS / LIG applies to this scheme also.
• The Maximum term of loan increased from 15 years to 20 years
• Maximum subsidy of Rs. 2.67 lacs (approx.) is eligible

CREDIT LINKED SUBSIDY SCHEME- MIG

Government of India under the aegis of the Ministry of Housing and Urban Poverty Alleviation (MoHUPA) has launched ‘Credit Linked subsidy Scheme (CLSS)’ for Urban Areas under the ambit of Pradhan Mantri Awas Yojana. The CLSS-MIG which was implemented initially for a period of one year i.e., from 01.01.2017 to 31.12.2017 has been further extended up to 31.03.2020.

Scope and Coverage

All Statutory towns as per Census 2011 and towns notified subsequently will be eligible for coverage under CLSS for MIG. Planning Area as notified with respect to the Statutory Towns and which surrounds the concerned Municipal area will also be covered under the Scheme to provide interest subsidy for Housing Loan beneficiaries belonging to Middle Income Groups (CLSS-MIG).

• The credit linked subsidy @ 4% will be available for loan amount up to Rs. 9 lacs in case of MIG-I and @3% for Rs 12 lacs in case of MIG-II. However, the Banks can sanction Home Loans more than Rs. 9 or12 lacs but the subsidy will be restricted to Rs. 9 or 12 lacs, as the case may be..
• Under CLSS, an interest subsidy will be available for a tenor of 20 years or actual tenor of the loan, whichever is lower. However, Bank can sanction loans for a maximum tenor of 30 years but the loan has to be repaid before the borrower attains the age of 70 years. The Net Present Value (NPV) of or the subsidy will be calculated at a discount rate of 9% and will be credited upfront to the loan account.
• Maximum subsidy eligible under CLSS-MIG(I) – Rs. 2.35 lakhs (approx.)
• Maximum subsidy eligible under CLSS-MIG(II) – Rs. 2.30 lakhs (approx.)

Eligibility

1. The Household with an annual income from Rs 6,00,001 to Rs. 12 lacs for MIG-I
2. The household with an annual income from Rs 12,00,001 to Rs. 18 lacs for MIG-II

• The beneficiaries have been defined as a family comprising of husband, wife and unmarried children. An adult earning member (irrespective of marital status) can be treated as a separate household and can avail subsidy independently.
• In case of married couple, either of the spouses or both together in joint ownership will be eligible for a single house subject to income eligibility of the household under the scheme.
• The beneficiary family should not own a pucca house (an all-weather dwelling unit) either in his/her name or in the name of any member of his/her family in any part of India.
• The carpet area of house under this Scheme should be up to 160 sq. mts. for MIG-I beneficiaries and up to 200 sq. mts. for MIG-II beneficiaries.
• Banks shall have to submit a consolidated certificate on completion of the housing unit within one year period from the completion of construction or a maximum of 36 months from the date of the disbursement of the 1st installment of the loan amount. In case of default in not providing utilization/end use certificate the Bank shall refund the amount of subsidy to the CNA.
• In case a borrower who has taken a Home Loan under the Scheme and has availed interest subvention benefit under the Scheme but later on switches to another Bank, such beneficiary will not be eligible for the benefit of interest subvention again.
• Home Loan under this scheme will be available by way of Term loan and Maxgain (for loan limits of Rs. 20 lakh and above) with a maximum tenor of 30 years. However, subsidy is available for a maximum tenor of 20 years only.
• Though the interest subvention under CLSS (MIG) is available upto Rs. 9 or12 lacs, loan limits over and above Rs. 9 and 12 lacs will also be sanctioned to the eligible borrowers based on the eligibility criteria stipulated under our existing Home Loan Scheme.
• All loans accounts under the Scheme will be linked to Aadhaar

PMAY - CLSS TABULAR GUIDELINES

INTEREST RATES: The interest rates are as applicable for Home Loans in SBI

Criteria	Existing Instructions(CLSS – EWS +LIG)	Revised Instructions (CLSS – EWS +LIG)	CLSS (MIG-I)	CLSS (MIG-II)
Household/ Annual Income (Rs)	Upto Rs. 6 lakhs	Upto Rs. 6 lakhs	Rs. 6.01-12.00 lakhs	Rs. 12.01-18.00 lakhs
Property Area (Carpet Area ## )	30/60 sqm*	30/60 sqm*	160sqm	200sqm
Location	17778 towns	m17778 towns	Urban -2011*	Urban -2011*
Woman Ownership	Yes (except for construction)	Yes (except for construction)	NA	NA
Max Loan Amt for Subsidy	Upto 6 lakhs	Upto 6 lakhs	Upto 9 lakhs	Upto 12 lakhs
Subsidy %	6.50%	6.50%	4%	3%
Subsidy Amount	Rs. 2.20 lakhs	Rs. 2.67 lakhs	Rs. 2.35 lakhs	Rs. 2.30 lakhs
NPV	9%	9%	9%	9%
Max term of loan (on which subsidy will be calculated)	15 yrs	20 yrs	20 yrs	20 yrs
Property should be Family’s	1st home**	1st home**	1st home**	1st home**
Validity	2022	2022	31/03/2020	31/03/2020
Applicability	Loans approved on/after 17/06/2015	Loans approved on/after 01/01/2017	Loans approved on/after 01/01/2017	Loans approved on/after 01/01/2017

• *Applicable in case of Repair and Renovation
• ** Major earning son / daughter can also own a house & avail subsidy separately for their 1st home. In case of EWS / LIG loan sanctioned on or after 27th June, 2017 will be eligible for the same.
• # 17778 Statutory Towns and the Planning Area as notified with respect to the Statutory Town and which surrounds the concerned municipal area will also be covered under the Scheme.
• ##Carpet Area: The net usable floor area of an apartment, excluding the area covered by the external walls, but includes the area covered by internal partition walls of the apartment.
• For more information Click here

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HEALTH WORKERS AND HEALTH SUPERVISOR 1136 JOB POST FOR SURAT MUNICIPAL CORPORATION AND GUJARAT ARBAN HEALTH PROJECT

Advertising

Gujarat Urban Health Project (Surat) for urban primary health center and urban community health center under Gujarat Urban Health Project for the purpose of making health services natural, accessible and health infrastructure in the municipal area of ​​the state by various resolutions of Gujarat Government's Health and Family Welfare Department. The following regular vacancies have been allotted by the Government of Gujarat on a temporary basis with 100% grant. (Note: Candidate appointed to the above post will not be considered as an employee of Surat Municipal Corporation)

Advertisement No .: PRO / 2237, dated 02/01/2021 to make selection / waiting list to fill the present vacancies and future vacancies or new vacancies of the following cadres at Gujarat Urban Health Project (Surat) by direct recruitment. Only online applications are invited for the purpose. Candidates fulfilling the qualification as per the existing provisions of the recruitment rules and examination rules of the respective posts and wishing to do so on 04/01/2021 from 10:30 am to 13/01/2021 at 10:30 pm on the website of Surat Municipal Corporation https: / Apply online at /www.suratmunicip.gov.in. Before applying online, the candidate should carefully study the following recruitment information and instructions and fill up the online application form.

CLICK HERE TO MORE JOB UPDATE VIDIEO YOU TUBE 

विज्ञापन

 गुजरात सरकार के स्वास्थ्य और परिवार कल्याण विभाग के विभिन्न प्रस्तावों द्वारा राज्य के नगरपालिका क्षेत्र में स्वास्थ्य सेवाओं को प्राकृतिक, सुलभ और स्वास्थ्य अवसंरचना बनाने के उद्देश्य से गुजरात शहरी स्वास्थ्य परियोजना के तहत शहरी प्राथमिक स्वास्थ्य केंद्र और शहरी सामुदायिक स्वास्थ्य केंद्र के लिए गुजरात शहरी स्वास्थ्य परियोजना (सूरत)।  गुजरात सरकार द्वारा अस्थायी आधार पर 100% अनुदान के साथ निम्नलिखित नियमित पद आवंटित किए गए हैं।  (नोट: उपरोक्त पद पर नियुक्त उम्मीदवार को सूरत नगर निगम का कर्मचारी नहीं माना जाएगा)

  विज्ञापन संख्या: PRO / 2237, दिनांक 02/01/2021 गुजरात शहरी स्वास्थ्य परियोजना (सूरत) में चयन / प्रतीक्षा सूची बनाने के लिए वर्तमान में रिक्त और भविष्य की रिक्तियों या नई रिक्तियों को भरने के लिए सीधी भर्ती द्वारा  केवल ऑनलाइन आवेदन के लिए आमंत्रित किया जाता है।  उम्मीदवार संबंधित नियमों की भर्ती नियमों और परीक्षा नियमों के मौजूदा प्रावधानों के अनुसार योग्यता को पूरा करते हैं और ऐसा करने की इच्छा सूरत नगर निगम की वेबसाइट पर सुबह 10:30 से 13/01/2021 के बीच रात 10:30 बजे तक करते हैं।  /Www.suratmunicip.gov.in पर ऑनलाइन आवेदन करें।  ऑनलाइन आवेदन करने से पहले, उम्मीदवार को निम्नलिखित भर्ती जानकारी और निर्देशों का सावधानीपूर्वक अध्ययन करना चाहिए और ऑनलाइन आवेदन पत्र भरना चाहिए।

CLICK HERE TO DOWNLORD NOTIFICATION

  - :: General Instructions :: -

  1. The above vacancies have been created on a totally temporary basis till the grant of the Government is received.  GovernmentGrant 

2 Candidates nominated for the post will be appointed on the condition that they will be dismissed after the closure of the project.  In this regard the candidate will not be entitled to make it permanent or get other benefits in future.  AndThe appointed candidate will not be considered as an employee of Surat Municipal Corporation.

  2. Final waiting list prepared for the above cadres on the basis of criteria deemed appropriate by the Appointment Authority.

will be done.  By which the criteria for conducting Return Test, Practical Test, Oral Interview will be decided taking into account the basic qualifications or experience of the place and the candidates will be informed about it by publishing the collator on the approved application website or they have indicated in the online application.

 The mobile number will be notified by message.

 3. If the given advertisement needs to be canceled or altered in any way

 The Municipal Commissioner will have the full right to do so in the circumstances and Gujarat Urban Health

 Project (Surat) will not be bound to give reasons for this.

CLICK HERE TO APPLY ONLINE ONLY FEMALE HEALTH WORKERSLAST DATE-13/1-2021 

  4. Candidates for the above posts shall be appointed in the place indicated for the examination

 Will have to reach on their own.  In respect of which any kind of allowance will be paid by Gujarat Urban Health Project (Surat), date required for document verification as required for this advertisement and necessary instructions which will be posted on newspapers or Surat Municipal Corporation website at that time and message on mobile number and e-mail.  Will be reported by  It will be in the interest of the candidate to retain the mobile number and e-mail address till the time of recruitment process is completed.  The Gujarat Urban Health Project (Surat) will not be responsible for the situation that may arise in the future due to change of e-mail or phone number.  No written correspondence will be sent to the candidates regarding the recruitment process for the above posts.  To take note of.  Candidates should contact Surat Municipal Corporation for further information about the recruitment process for this post  

CLICK HERE TO APPLY ONLINE ONLY MULTUPURPOSE HEALTH WORKERS LAST DATE-13/1-2021

  Please visit the website www.suratmunicip.gov.in.

 6. Within 1 (one) year from the date of their appointment by the applicant candidate

 The employee of "CCC" will have to pass the examination through the institution declared from time to time by various resolutions of the Government of Gujarat.  Those who have already passed this exam should apply  

CLICK HERE TO APPLY ONLINE ONLY FEMALE HEALTH SUPERVISOR LAST DATE-13-1-2021 

  Certificate must be submitted.

 7. Reserves for Scheduled Castes, Scheduled Tribes, Socially and Educationally Backward Classes and Economically Weaker Classes

  The seats will be reserved only for the candidates of that reserved category from the original state of Gujarat.  Candidates in the reserved category will be able to apply for non-reserved seats but the criteria for their selection

CLICK HERE TO APPLY MULTIPURPOSE HEALTH SUPERVISOR LAST DATE-13-1-2021

Only non-reserved categories will apply.

 9. Out of the total vacancies in the category indicated in the advertisement, 3% is reserved for women candidates when women

 Except for the reserved seats of the candidates, the remaining seats are not to be considered as reserved only for male candidates.  Male as well as female candidates for these posts will be selected on the basis of merit.  E.g.  Out of the total 10 seats, 03 seats are reserved for women candidates, but the remaining 09 seats will be filled by women as well as male candidates on merit basis.  If a qualified female candidate is not available for the reserved seats for women, then the category related to the seat (Non-Reserved [GENERAL], . [sC], . [sT], . [SEBC]  , EWS]

 No. will be filled by male candidates.

 10. Document mentioned by the candidate at the time of online application, while practical written examination is conducted

After that the candidate has to submit the original and a certified copy at the time of verification of all the documents on the basis of which the details have been filled as demanded by Gujarat Urban Health Project (Surat) as well as the evidence presented at the time of verification

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MANAV GARIMA YOJANA VISH NI SAMPURAN INFORMATION AND FORM PDF FILE DOWNLOAD

 Director, Scheduled Caste Welfare Since the establishment of the State of Gujarat, the guiding principles and provisions of the Constitution for the purpose of public welfare of India have provided equal opportunities for all without any discrimination and for the development of the weaker sections of the nation. As shown in Article 8 of the Constitution, the weaker sections of the nation / society and especially the Anu. The state will take special care to promote the educational purpose of the castes and the Scheduled Tribes. Accordingly, in the state of Gujarat. The Director, Scheduled Caste Welfare Department is carrying out various schemes for the holistic development of castes.

Scheduled Caste schemes fall into the following developmental groups:

1. Education plans.

. Economic upliftment plans.

. Health, housing construction schemes.

. Other welfare schemes.

Schemes Economic Upliftment BCK-21: Human Dignity Scheme

BCK-21: Criteria for Human Dignity Planability

Assistance in the form of tool kits is provided to Scheduled Castes who want to start a small business to get self-employment without taking a bank loan.

CLICK HERE TO DOWNLOAD PDF FILE

Income limit

Rs.2,000 / - per annum for rural area

Rs.2,000 / - per annum for urban area

The standard of assistance

Human Dignity Scheme

Eligibility Criteria

Assistance in the form of tool kits is provided to Scheduled Castes who want to start a small business to get self-employment without taking a bank loan.

Ismo of Scheduled Tribes can get self-employment. They are given tool kits / tools as per the scheme.

Eligibility Criteria:

Annual income limit of ISM family of Scheduled Tribes is Rs. 5,000 / - in rural area and Rs. 5,000 / -

CLICK here to visit more information

Scheme Benefits / Assistance:

People of Anu tribe are given toolkit / tools by Grimco Gandhinagar for various types of business.

Income limit

Rs.2,000 / - per annum for rural area

Rs.2,000 / - per annum for urban area

The standard of assistance

Assistance is provided in the form of tools / tool kits under the Human Dignity Scheme. Implementation of this scheme From 1/2/2018 through Director, Scheduled Caste Welfare, State of Gujarat, Gandhinagar.

Click here to more information 📸📸

Process

The application has to be submitted in the prescribed form in the office of the Assistant Commissioner / Tribal Development of the district along with the documentary evidence.

Source: Website of Scheduled Caste Welfare Department.

Assistance is provided in the form of tools / tool kits under the Human Dignity Scheme.

Implementation of this scheme From 1/2/2018 through Director, Scheduled Caste Welfare, State of Gujarat, Gandhinagar.

The following examples should be submitted along with the application.

More information about

Lakhs of caste / income, Mamlatdar / Taluka Development Officer. Certificate of Dhana experience. Example of Gram Sevak regarding being a name in the beneficiary of IRDP, b. P. Example of Talatishri-cum-Mantrisri for rural area regarding L card business. 

Ration card / election card 

passport size photo.

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Gujarat Mukhyamantri Mahila Utkarsh Yojana 2020-21 Apply Online Form - Rs. 1 Lakh @ 0% Interest to Women

 Gujarat Mukhyamantri Mahila Utkarsh Yojana 2020-21 Apply Online Form - Rs. 1 Lakh @ 0% Interest to Women

Gujarat Government Announced a new Mukhya Mantri Mahila Utkarsh Yojana with Rs.193 crore provision to enable Mahila Utkarsh Juth consisting of urban & rural women avail loan up to Rs.1 lakh at zero percent interest as the State Govt will pay the interest directly to the bank.

Gujarat government has started a new Mukhyamantri Mahila Utkarsh Yojana 2020-21 for women. Under this scheme, Mahila Utkarsh Juth consisting of urban and rural women can avail loans upto Rs. 1 lakh at 0% percent interest rate. People can now apply online by filling Mukhyamantri Mahila Utkarsh Yojana Online Application / Registration Form.

The main objective of Mukhyamantri Mahila Utkarsh Yojana is women empowerment. All the women would be enabled to get loans easily in a hassle free manner. The loan's interest would directly be paid by the Gujarat state government to banks.

The announcement for launch of Gujarat Mukhya Mantri Mahila Utkarsh Yojana has been made in the Gujarat Budget 2020-21 presented on 26 February 2020.

Gujarat Mukhyamantri Mahila Utkarsh Yojana Online Application / Registration Form The state govt. of Gujarat has earmarked a provision of Rs. 193 crore for Gujarat Mukhyamantri Mahila Utkarsh Yojana. To avail loans at 0% interest rate, Mahila Utkarsh Juth consisting of urban and rural women can apply online. For this purpose, the women can fill Gujarat Mukhya Mantri Mahila Utkarsh Yojana Online Application / Registration Forms.

The new scheme forms would be available soon at a dedicated portal or at the bank branches itself. After submitting the completed Mukhyamantri Mahila Utkarsh Yojana Apply Online Form, women can avail loan up to Rs.1 lakh at zero percent interest. The state govt will pay the interest directly to the banks.

These small business loans would enable women to become entrepreneurs. They can start their own business and earn regular income. This scheme will make women self reliant and self dependent. There would be no collateral security or third party guarantee required to avail loans under Mukhyamantri Mahila Utkarsh Yojana.

Moreover, there would be no application fees and processing charges to avail the loans. In case any person demands money to sanction the loan amount, it would be considered as fraud and women can directly report this matter to police.

✅Important Links : 
👉Read in official: Click Here 

Announced a new Mukhya Mantri Mahila Utkarsh Yojana with Rs.193 crore provision to enable Mahila Utkarsh Juth consisting of urban & rural women avail loan up to Rs.1 lakh at zero percent interest as the State Govt will pay the interest directly to the bank #GujaratBudget 2020-21

Mukhya Mantri Mahila Utkarsh Yojana 2020 In the state budget, the Finance Minister announced the Chief Minister's Women Uttarashan Yojana and said that a total amount of Rs. 1 crore has been raised for the construction of Panchayat Gram Housing, Village Development. Announcement a new scheme called Chief Minister Mahila Utkarsh Yojana, the Finance Minister said that if the women from rural and urban areas, under the scheme, create up to 4 lakh women, get full credit, their full interest will be given directly to the banks by the state government. Check out the official Twist of Gujarat State CM Vijay Rupani For Mahila Utkarsh Yojana 2020.

So Gays if you like this information regarding Pradhan Mantri Mahila Utkarsh Yojana 2020 than must share with all. keep connected with jobmahi website to get all latest government schemes news and updates daily.

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Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY)

 

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY)

Ayushman Bharat - Pradhan Mantri Jan Arogy Yojna (PM-JAY), is a flagship scheme of Government of India to provide cashless secondary and tertiary care treatment from the empanelled public and private hospital providing coverage to more than 10 crore poor and vulnerable beneficiary families.

National Health Authority (NHA) is the apex body responsible for the implementation of Ayushman Bharat PM - JAY, 

We are please to announce the launch of official mobile application for citizens to :

• Get easy access to information about PMJAY
• Check eligibility
• Search empanelled hospitals

Ayushman Bharat Yojana or Pradhan Mantri Jan Arogy Yojana (PM-JAY) or National Health Protection Scheme is a centrally sponsored scheme launched in 2018, under the Ayushman Bharat Mission of Mo HFW in India. The Scheme aims at making interventions in primary, Secondary and tertiary care systems, covering  both preventive and pro motive health, to address healthcare holistically. It is an umbrella of two major health initiatives namely, Heath and Wellness centres and National Health Protection Scheme (NHPS) citation needed Indu Bhushan is the Chief Executive Officer CEO and Dr Dinesh Arora as the Deputy CEO of Ayushman Bharat Yojana.

An entity which provides insurance is known as an insurer, insurance company, insurance carrier or underwriter. A person or entity who buys insurance is known as an insured or as a policy holder. The insurance transaction involves the insured assuming a guaranteed and known relatively small loss may or may not be financial, but it must be reducible to financial tearms, and usually involves something in which the insured has an insurable interest established by ownership, possession, or pre-existing relationship.

The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insurer will compensate the insured. The amount of money charged by the insurer to the Policy Holder for the coverage set forth in the insurance policy is called the premium. If the insured experiences a loss which is potentially covered by the insurance policy, the insured submits a claim to the insurer for processing by a claims adjuster. The insurer may hedge its own risk by taking out reinsurance, whereby another insurance company agree to carry some of the risk, especially if the primary insurer deems the risk too large for it to carry.

You can also see all the details of the family members by clicking on the details button. First of all, you will have to visit the official website of the department. Click Here to visit the website after reading the following steps first.

✅Important Links :

👉Official Site : Click Here 

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